Head of Credit Risk

An exciting opportunity awaits with a trailblazing digital financial services provider in Southeast Asia, as they search for an enthusiastic Head of Credit Risk to energise and elevate their risk strategies in Thailand.

This is your chance to join a vibrant, forward-thinking organisation that’s redefining digital lending, where your expertise will be at the heart of business growth, portfolio excellence, and regulatory success. You’ll thrive in a supportive environment that champions collaboration, celebrates knowledge sharing, and invests in your professional journey. With flexible working options and a culture built on continuous learning and inclusivity, this role empowers you to make a real impact while advancing your career in one of the region’s most dynamic markets.

• Be part of a market-leading digital financial services powerhouse with a strong Southeast Asian presence, giving you the platform to shape credit risk strategy from the ground up in Thailand and truly leave your mark.
• Work hand-in-hand with talented cross-functional teams—including Collections, Product, and Data Science—where your collaborative spirit and mentorship will be celebrated and supported every step of the way.
• Enjoy flexible working opportunities and ongoing training initiatives designed to help you flourish professionally while contributing to sustainable business success in an inspiring environment.

What you'll do:

As Head of Credit Risk, you’ll be at the forefront of developing robust frameworks for digital lending products—your day-to-day will be filled with energising collaboration across multiple teams to ensure every aspect of credit risk is expertly managed. You’ll harness your analytical flair to interpret large data sets, delivering recommendations that boost portfolio quality while keeping regulatory standards front-of-mind. By guiding colleagues through mentorship and championing best practices in data-driven decision-making, you’ll help create a culture where everyone shares responsibility for risk management. Your ability to communicate complex ideas clearly will unite departments as you work together towards sustainable growth in Thailand’s ever-evolving financial landscape.

• Design and roll out comprehensive risk management frameworks tailored for innovative financial lending products, ensuring robust controls are embedded throughout every stage of the credit lifecycle.
• Set up clear key performance indicators (KPIs) and reporting standards that shine a spotlight on portfolio health, empowering operational excellence and strategic decision-making.
• Keep a close eye on credit risk metrics related to underwriting, fraud detection, and overall portfolio performance by proactively spotting emerging risks and crafting effective mitigation plans.
• Dive deep into data analysis using advanced statistical techniques to uncover actionable insights that drive improvements in portfolio quality and fuel business objectives.
• Play an active role in implementing and maintaining credit risk models, making sure everything aligns perfectly with internal policies and local regulatory requirements.
• Collaborate enthusiastically with cross-functional teams such as Collections, Product Development, and Data Science to build cohesive risk management strategies that support organisational goals.
• Gather, interpret, and analyse complex risk data sets to inform strategic decisions and enhance operational processes across the lending cycle.
• Inspire junior team members through mentorship by nurturing a culture of knowledge sharing, continuous improvement, and mutual support within the risk function.
• Present complex analytical findings in an engaging way to both technical experts and non-technical colleagues, ensuring transparency and shared understanding throughout the company.

What you bring:

To excel as Head of Credit Risk, you’ll bring hands-on experience from financial lending sectors—whether personal loans, credit cards or SME finance—paired with a passion for building frameworks that drive sustainable growth. Your background includes developing analytical models and translating their outputs into practical solutions. You’re known for nurturing talent through mentorship while building consensus among cross-functional teams. Your technical know-how goes beyond basic tools into advanced database systems so you can extract maximum value from every data source. Adaptable yet focused on collective achievement, you turn complex analytics into strategies that resonate at all levels. Your fluency in English ensures seamless communication across multicultural settings.

• At least five years’ experience in credit risk management within financial lending environments such as personal loans, credit cards, SME loans or similar products is essential for this position.
• Demonstrated managerial experience with a proven track record of fostering collaboration and providing mentorship within diverse teams is required.
• Advanced quantitative skills including expertise in statistical analysis, credit risk modelling techniques, and portfolio management are necessary for success in this role.
• Proficiency in SQL alongside strong Excel capabilities is mandatory; additional mastery of other database management software would be highly regarded.
• Experience working within start-up or high-growth business environments will be considered an advantage due to the fast-evolving nature of the sector.
• A history of delivering insightful analytics through previous projects demonstrates your ability to translate data into meaningful business outcomes.
• Adaptability combined with an innovative mindset enables you to respond constructively to changing business needs while maintaining focus on long-term objectives.
• Excellent communication skills are vital for presenting complex information clearly to both technical experts and non-technical stakeholders alike.
• A results-oriented approach coupled with resilience under pressure ensures you can thrive even when faced with tight deadlines or shifting priorities.
• Fluency in English is essential given the international scope of operations.

What sets this company apart:

This organisation shines as one of Southeast Asia’s most prominent digital financial services providers—famed for its commitment to responsible innovation and customer-centric solutions. Supported by leading investors from global finance and technology sectors, it has become a trusted partner for millions seeking accessible credit options. The company cultivates an inclusive workplace where collaboration is celebrated and every contribution matters. Employees enjoy flexible working arrangements that promote work-life balance alongside generous opportunities for professional development through top-tier training programmes. The culture here thrives on knowledge sharing, open communication, and mutual respect—making it an uplifting environment for those passionate about driving positive change within the financial sector. As part of this team, you’ll have access to cutting-edge resources while being empowered to reach your full potential in a rapidly growing market.

What's next:

If you’re excited about making a real difference in shaping the future of digital finance in Thailand—and want your expertise to shine—this is your moment!

Apply today by clicking on the link provided—your next big career adventure starts here!

Due to the high volume of applications, our team will only be in touch if your application is shortlisted.

Robert Walters Recruitment (Thailand) Limited
Recruitment License No.: น. 1188 / 2551